Q. What are the hours for the Treasurer's office?
A. The normal office hours are Monday through Friday 8:30 a.m. to 4:30 p.m. The office is closed
Q. How do I pay my tax bill?
A. For your convenience, you can pay your tax bill in any of the following ways:
∑ Mail your tax bill and payment to:
Stark County Treasurer
130 West Main Street, P.O. Box 309
Toulon, IL 61483
∑ You may pay in person at the office the Stark County Treasurer, located at:
Stark County Courthouse
130 West Main Street
Toulon, IL 61483
∑ For your convenience, State Bank of Speer will accept property tax payments.
∑ Pay online or over the phone with a credit or debit card.
∑ Beginning in 2013, a drop box will be installed at the Stark County Courthouse to allow
taxpayers to drop off payments after regular business hours.
Q. Can I use my credit card for payment?
A. You may pay with a Master Card, American Express, VISA or Discover Card online, over
the phone or in the Treasurerís Office. Visa Debit Cards are also accepted. There is a flat rate
convenience fee of $3.95 for Visa Debit only. Credit card transactions are charged a convenience
fee based on the amount of the payment. This information may be viewed at
Q. If I pay by mail, do you honor the postmark?
A. Yes. The payment must be dated by midnight of the due date in order to avoid penalty costs.
Q. Why do tax rates vary so within Stark County?
A. There are many tax code districts within this county. Every parcel of property is located within
the boundaries of a specific combination of taxing bodies. The tax rate varies because the number
of taxing bodies attached to each parcel varies.
Q. How many tax bills does your office send out?
A. Over 6,000 tax bills are mailed out to Stark County property owners each year. One tax bill is
mailed out for both installments of the real property tax in late Spring, usually late April or early
Two equal installments are due each year, usually in June and September.
Q. I never received my tax bill. What should I do?
A. If you did not receive a tax bill or if you lose your bill, please contact the Stark County
Treasurerís office for a copy. Caution: Failure to receive your tax bill does not void the tax or
prevent the addition of penalties and costs.
Q. What if I have my bill, but lost my perforated payment stubs?
A. The proper account can easily be credited if the permanent index number is written on the
payment check. The permanent index number (also called the parcel id number) is a 10-digit
number with dashes, located on the top right side of your bill.
Q. The address on my bill is wrong; how do I change it?
A. We require a signature on file for a change of address. The back of your tax bill is a convenient
"Change of Address Form." You may fill it out and return it to us either with your tax payment or
separately. As an alternative, we can either fax or mail you a form so that you may send us the
necessary information. Your signature assures us that we are not responding to a deceptive
Q. Have I applied for my owner occupancy exemption for the coming year?
A. The Stark County Supervisor of Assessmentsí office has the responsibility for a variety of
exemptions, legal descriptions, mapping, and address clarifications, as well as the filing of
assessment complaints. Please contact the Assessor at (309) 286-7172 for assistance on all of
those particular matters.
Q. I bought my house last September. Why do I have to pay a tax bill for a whole
A. Tax bills are payable on the prior year's assessment, and taxes are due for a full calendar year.
Prorating of the tax bill between the buyer and the seller, based on the length of ownership of
property, is generally done at the time the property changes hands and written into the contract.
The current owner is liable for the entire tax amount due.
Q. My mortgage company and I both paid the taxes due on the same installment. Will
you send the double payment back to me?
A. Our practice is to return the second payment to the sender of that payment. We are not able to
arbitrate disagreements between payers, and we ask the parties involved to decide who is entitled
to the refund.
Q. I refinanced my mortgage recently. If there is a mix-up and my taxes aren't paid
on time, how will I know?
A. In September, before any delinquent taxes are sent to the October tax sale, certified letters are
sent to owners informing them of the dates and penalties involved regarding any current unpaid
taxes. A notification is also published in a local newspaper.
Q. What if I have to pay my taxes late?
A. After the due date, a late penalty is added at the rate of 1.5% per month. This interest is
mandated by Illinois State Law. The penalty is not prorated. If taxes are not paid after the second
installment date, in addition to the interest penalty, additional fees may be added. To determine
the exact amount of the penalty, please call the Treasurerís office at (309) 286-5901.
Q. What if I am unable to pay my taxes?
A. Because all property taxes must be paid each year, delinquent taxes are offered at a tax sale in
late October or early November each year. At this time, tax buyers bid for the opportunity to pay
delinquent taxes, and acquire a lien on the property. This lien must be paid back to the tax buyer
at whatever rate of interest the successful bidder established in his or her winning bid. After the
tax sale, which ends the annual tax cycle, all records of delinquent taxes move to the Stark
County Clerkís office. That office must be contacted for information on the redemption amounts
of sold taxes. The Stark County Clerk can be reached at (309) 286-5911.
Q. Will I lose my property?
A. No, a lien has been put on your property. Eventually it could lead to the loss of your home, but
only if you make no efforts to clear the tax lien for over two years.
Q. How is my fair share of taxes determined?
A. An equitable assessment of a parcel's value is one important part of the process to establish the
appropriate real estate tax on a piece of property. For tax purposes, the value of each property on
January 1 of the taxable year is used. The assessors use a numerical equalization formula to make
sure all properties within the county are uniformly assessed at one-third of the fair market value.
That amount becomes the property's taxable value, except in situations where that property
holder is eligible for credits or exemptions.* In that circumstance those amounts are subtracted
from the assessed value, which then establishes a new and lower taxable value.
The other and equally important part of the determination of a property's real estate tax is the tax
rate. Tax rates vary among the 49 tax districts within the County, since each parcel of property
lies within the boundaries of several taxing bodies. Tax rates are calculated by the Stark County
Clerk's Office for each individual taxing district. This calculation is made by dividing the amount
of money (the levy) that the taxing units of local government (school district, fire district,
township, county, etc.) budget to raise from property taxes, by the tax base for that jurisdiction.
All of these determinations are subject to legal limits.
With the taxable value of each property established, and the tax rate determined through the
actions of the many taxing bodies, it becomes possible to calculate the real estate property tax on
all of the Countyís 6,000 parcels. The tax rate is multiplied against the taxable value of each
parcel of real estate to arrive at the property tax. To calculate the exact dollar and cents amount
of the tax, or to check the accuracy of your tax bill, you must remember to move the decimal
point of the tax rate two places to the left, since the rate is based on hundreds.
* Owner Occupied Exemption, Senior Citizen Homestead Exemption, Senior Citizen Freeze,
Homestead Improvement Exemption, Disabled Veteran Exemption and 4 others Note: In
general, properties owned by the US Government, State of Illinois, Stephenson County,
Municipalities, School Districts, Churches and 501(c)(2) and 501(c)(3) Charitable Organizations
are exempt from payment of property taxes.
Q. What should I do if I don't think the assessed value given to my property is
A. Call the Stark County Supervisor of Assessments Office to talk over the matter with them. They
can be reached at (309) 286-7172.